President's Welcome
Welcome to Citizens First National Bank and welcome home to Community Banking.

Founded in 1865, we are proud of our commitment to the communities we serve and will continue this tradition into the future. Being a community bank means more than having an office in a certain location; it means a commitment to public service and social responsibility. Community organizations throughout Illinois are supported not only through charitable contributions, but also through staff participation as volunteers. Employees at Citizens participate in hundreds of community organizations, providing over 17,000 hours of community service in 2009. They believe by sharing their time, talent and corporate strength, they can make a difference in the communities where they live and work.

Today with so much emphasis being placed on the “greening” of our environment and planet, Citizens has moved forward with new technology and products that are environmentally-friendly. Eager to play a role in providing their customers more than the traditional financial products, Citizens recently introduced mobile banking and E-statements as additional options with their Online Banking and Telebanker.

Business customers enjoy local decision making, innovative ideas and sound lending practices from Citizens' Commercial Banking Department. The Commercial Banking Department offers business banking products, financial analysis, Cash Management and Remote Deposit Capture. Our experienced staff can assist you with working capital, equipment and machinery acquisitions, equipment leasing, real estate and letters of credit.

Citizens Financial Advisors provide financial planning which is becoming more and more important to all age groups. Trust and wealth management services are available to our customers seeking assistance with financial and retirement planning, investment recommendations, and personal and business budgeting.

Citizens Financial Advisors Investment Services can provide professional, full-service brokerage and insurance products. Customers can explore financial services not traditionally offered by the bank and take advantage of banking and financial planning all in one location.

Homebuyers will find Citizens offers various mortgage lending programs to accommodate almost any borrowing need. Products offered include: first-time home buyer loans, construction and home equity loans. On-site mortgage loan originators are available to work with each client to discover their housing needs and tailor loans to meet those individual expectations.

Our customers’ security and peace of mind are a top priority for us. The Security and Identity Protection pages on our website provide important details on the security measures we have taken and others that consumers can take to protect their personal and financial information. Addresses, websites and other resources are offered for your convenience.

In today's hectic life, our customers want access to information quickly which will allow them to plan their busy schedules. Citizens' Information Center offers links to local newspapers, school districts, and the weather forecasts.

The commitment of the bank and our staff to their customers and their communities is an ongoing tradition of Citizens First National Bank. Citizens provides a complete range of financial services from its offices located in Princeton, Aurora, DePue, Genoa, Hampshire, Henry, Huntley, Millbrook, Minooka, Newark, Oglesby, Peru, Plainfield, Plano, Sandwich, Somonauk and Spring Valley. Please visit our "Locations" page for a list of Citizens' offices. Citizens First National Bank is a full service community bank and a member of the Federal Deposit Insurance Corporation (FDIC).

Thank you for visiting our Web page and please feel to contact us via this website, or give us a call at 815-875-4444.

Learn more about us in Citizens First National Bank - History in the Making

Sincerely,

Thomas D. Ogaard
President & CEO

Citizens First National Bank

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